Tips Mendaftar Kartu Kredit BNI JCB Platinum

Baru-baru ini dibulan April lalu BNI telah meluncurkan produk terbaru mereka yakni kartu kredit BNI JCB Platinum. Kartu Kredit ini merupakan hasil dari kerjasama dari pihak BNI dan JCB. Kartu Kredit ini kini telah tersedia di seluruh kantor BNI di cabang manapun. Diharapkan melalui penerbitan kartu kredit yang berlogo JCB ini mampu menarik minat nasabah BNI asal Jepang yang bekerja di Indonesia, komunitas orang Jepang di Indonesia ataupun masyarakat pecinta produk Jepang di Indonesia. Namun, perlu diperhatikan bagi Anda khususnya warga negara asing yang ingin mendapatkan kartu kredit ini tentunya harus mengikuti beberapa prosedur yang diajukan oleh pihak BNI kepada penggunanya. Meskipun kartu ini ditujukan bagi Anda khususnya warga negara asing, namun tetap harus melengkapi beberapa dokumen dan juga mengikuti prosedurnya. Sebagai contoh; syarat pertama kali yang harus dilakukan bagi Anda adalah harus memiliki rekening BNI. Perlu perhatian khusus untuk hal ini yaitu pada saat pendaftaran tentunya kalian harus memiliki KITAS. Setelah memiliki rekening sendiri, tentunya masih ada syarat yang harus kalian lakukan seperti melakukan deposit sebesar 35 Juta sampai 45 Juta terpisah dari rekening tabungan. Mengapa harus melakukan deposit? Kalian jangan khawatir, karena untuk yang satu ini memang pihak BNI sangat mewajibkan setiap nasabah asingnya yang ingin memiliki kartu kredit di Indonesia harus melakukan deposito terlebih dahulu. Ini dilakukan sebagai jaminan saja dan bukan biaya pembuatan kartu kredit. jadia sewaktu-waktu kalian kembali ke negara kalian dan ingin mengambil deposito kalian, itu tidak masalah sama sekali. Cukup datang ke kantor BNI dan isi formulir pengembalian kartu kredit dan penarikan depositonya. Bicara mengenai kartu kredit pasti tidak jauh dari kata limit. Limit yang diberikan oleh pihak BNI kepada nasabah asing tentunya berbeda-beda tergantung berapa banyak deposito yang dimasukkan kedalam BNI. Biasanya besarnya limit itu 80% dari deposito yang ada di BNI dan juga tim analisis dari pihak BNI. Jadi pada saat kalian mendaftar kartu kredit kalian dapat mengira-ngira berapa banyak limit yang akan diberikan kepada Anda.

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